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HomeRatesCertificates of Deposit & IRA's

Certificates of Deposit & IRA's

Effective Date: Monday, July 4, 2022

Certificates of Deposit

TermMinimum*Interest Rate^APY**
6 Month$1,000.00.25%.25%
12 Month$1,000.00.35%.35%
18 Month$1,000.00.40%.40%
24 Month$1,000.00.50%.50%
36 Month$1,000.00.75%.75%
48 Month$1,000.00.85%.85%
60 Month$1,000.001.00%1.00%

The Annual Percentage Yield (APY) may change if not held to maturity. Fees could reduce earnings.

^Rate  disclosed is for customers of West Gate Bank with Certificate of Deposit balances below $250,000. Add 0.10% to interest rate for balances at or over $250,000.00.

The penalty structure for early withdrawal on CDs is as follows:

$100 fee and the loss of 12 months interest, earned or not and regardless of the term.

*Minimum = Minimum balance required to open an account. Annual Percentage Yield (APY) obtained on all balances.

**The Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. A withdrawal of interest will reduce the earnings and APY.

 

 ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. CALL 402-434-3456 FOR CURRENT INFORMATION.

 

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104901584
NMLS#:
292134

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