Checking
Whether you are looking to switch banks or start a new checking account, West Gate Bank® offers a variety of accounts to fit your financial needs. As a local community bank, we reinvest your deposits into the communities we serve. When you choose West Gate Bank, you get a great account with great service, and help the community flourish.
Completely Free Checking
With no minimum balance and no monthly service charge, Completely Free Checking helps you avoid the hassle of added fees.
- No monthly service charge
- No minimum balance
- Unlimited ATM withdrawals worldwide^
- Free wallet checks for life of account
- Free Debit Card
- Free thank you gift at account opening
- Free Safe Deposit Box for one year
- Overdraft Privilege*
- Only $10 to open account
- Tell A Friend about Completely Free Checking at West Gate Bank and you both receive a free gift!
^Other institutions may impose a fee for the use of their ATMs.
*See bank for details.
West Gate Bank offers you the digital banking products you need to manage your money on the go!
- Free Mobile Banking with Mobile Deposit and Mobile Wallets
- Free Online Banking with Account Alerts
- Free eStatements with check images
- Free Bill Pay
- Zelle® (person-to-person payments)
Minimum* | Interest Rate | APY** |
---|---|---|
$10.00 | No interest | No interest |
Interest Checking
When you have at least one direct deposit, direct ACH payment or a signer 50 years of age or better, we'll pay you competitive interest. Plus, you won't have to worry about maintaining a minimum balance or paying a monthly service charge.
- No monthly service charge
- No minimum balance
- Interest is paid on all balances, calculated using daily balance, and paid monthly
- Unlimited ATM withdrawals worldwide^
- Free wallet checks for life of account
- Free Debit Card
- Free thank you gift at account opening
- Free Safe Deposit Box for one year
- Free cashier's checks and money orders
- Overdraft Privilege*
- Only $10 to open account
- Tell A Friend about Completely Free Checking at West Gate Bank and you both receive a free gift!
^Other institutions may impose a fee for the use of their ATMs.
*See bank for details.
West Gate Bank offers you the digital banking products you need to manage your money on the go!
- Free Mobile Banking with Mobile Deposit and Mobile Wallets
- Free Online Banking with Account Alerts
- Free eStatements with check images
- Free Bill Pay
- Zelle® (person-to-person payments)
Minimum* | Interest Rate | APY** |
---|---|---|
$10.00 | .50% | .50% |
Platinum Interest Checking
Designed for customers who maintain higher balances, this account offers a greater interest rate and extra benefits. By sustaining a $1,500 minimum balance, you can even avoid the low monthly fee of $6.
- No monthly service charge
- $1,500 minimum balance ($6 fee imposed every statement cycle if balance falls below $1,500 any day of the statement cycle)
- Interest is paid on all balances, calculated using daily balance method, and paid monthly
- Unlimited ATM withdrawals worldwide^
- Free wallet checks for life of account
- Free Debit Card
- Free unlimited check writing
- Free thank you gift at account opening
- Free Safe Deposit Box for one year
- Free cashier's checks and money orders
- Overdraft Privilege*
- Only $10 to open account
- Tell A Friend about Completely Free Checking at West Gate Bank and you both receive a free gift!
^Other institutions may impose a fee for the use of their ATMs.
*See bank for details.
West Gate Bank offers you the digital banking products you need to manage your money on the go!
- Free Mobile Banking with Mobile Deposit and Mobile Wallets
- Free Online Banking with Account Alerts
- Free eStatements with check images
- Free Bill Pay
- Zelle® (person-to-person payments)
Minimum* | Interest Rate | APY** |
---|---|---|
$10.00 | 1.00% | 1.00% |
The Green Account
A debit card only account with no risk of an overdraft fee!
- No minimum balance
- Free eStatements or only $2 per month with paper statements
- Unlimited ATM withdrawals worldwide^
- Free Debit Card
- Free thank you gift at account opening
- Free Safe Deposit Box for one year
- Only $10 to open account
- Tell A Friend about Completely Free Checking at West Gate Bank and you both receive a free gift!
^Other institutions may impose a fee for the use of their ATMs.
West Gate Bank offers you the digital banking products you need to manage your money on the go!
- Free Mobile Banking with Mobile Deposit and Mobile Wallets
- Free Online Banking with Account Alerts
- Free eStatements
- Free Bill Pay
- Zelle® (person-to-person payments)
Minimum* | Interest Rate | APY** |
---|---|---|
$10.00 | No Interest | No interest |
Overdraft Privilege
Want to protect your checking account from accidental overdrafts? Overdraft Privilege (ODP) is designed to help you avoid high charges from merchants for returned checks and to spare you from the hassle of denied purchases and dishonored checks.
In the event of an accidental overdraft from your checking account, Overdraft Privilege can help. Instead of automatically returning unpaid, insufficient fund items (checks, etc.) that you may have, West Gate Bank® will consider, without obligation on our part, payment of your reasonable overdrafts.*
To verify or change your status for ODP, please contact your nearest branch.
*See bank for details.