USDA Rural Development Loans

Settle into a place that truly feels like home.

areal view of a suburban neighborhood

Finance a home in a rural area or certain suburbs

These consumer-friendly loans are government-backed loans geared to low-income and moderate-income families. Your home must be located in an eligible rural or suburban area and is subject to income limits.

  • No down payment requirement
  • Relaxed credit requirements
  • Check your property's status using the USDA Eligibility Map to see if your family and the home you would like to purchase are eligible for this financing
  • Loans are serviced by West Gate Bank® Mortgage Servicing
  • A West Gate Bank loan officer will guide you through the process. Contact a loan officer to discuss your USDA loan options.

Two construction workers working on house.

Why choose West Gate Bank for your home construction financing?

Our team of experienced lenders will help you through every step in the construction project, helping to protect you and your investment.

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