Business Checking
At West Gate Bank®, we prioritize the unique financial needs of businesses by offering checking accounts that suit various transaction requirements and account balances. Each account is backed by the dependable service you expect and deposits are reinvested into the community.
Completely Free Checking
This free business checking account^ is a flexible option that accommodates the routine spending needs of most businesses.
- No monthly service charge
- No minimum balance
- 1,000 free monthly transaction items*
- Unlimited ATM withdrawals worldwide**
- Free wallet checks for life of account
- Free Business Debit Card
- Free thank you gift at account opening
- Free Safe Deposit Box for one year
- Overdraft Privilege^^
- Only $50 to open account
- Tell A Friend about Completely Free Checking at West Gate Bank and you both receive a free gift!
*Transaction items include all debits and credits
**Other institutions may impose a fee for the use of their ATMs
^^For more information about West Gate Bank's Overdraft Privilege, view our policy.
West Gate Bank offers you the digital banking products you need to manage your money on the go!
- Free Online Banking with Account Alerts
- Free Mobile Banking with Mobile Deposit
- Free eStatements with check images
- Free Bill Pay
^If the Completely Free Business account exceeds 1,000 free monthly transactions, the account may be converted to another account type
Commercial Checking
Designed for businesses with more complex banking needs, this account provides an earnings allowance to offset service charges.
- No FDIC assessment charge
- Free wallet checks for life of account
- Free thank you gift at account opening
- Free Business Debit Card
- Free Safe Deposit Box for one year
- Overdraft Privilege^^
- Earnings credit rate determined by average available balance
- Only $50 to open account
- Tell A Friend about Completely Free Checking at West Gate Bank and you both receive a free gift!
^^For more information about West Gate Bank's Overdraft Privilege, view our policy.
West Gate Bank offers you the digital banking products you need to manage your money on the go!
- Free Online Banking with Account Alerts
- Free Mobile Banking with Mobile Deposit
- Free eStatements with check images
- Free Bill Pay
- Monthly Service Charge* $10.00
- Per Debit $0.15
- Per Credit $0.15
- Per On-Us Item $0.06
- Per Clearing Item $0.105
- Per Transit Item $0.105
- No charge for POS Debit
*Service charge may be offset by an earnings credit**
**The earning credit allowance is based on a percentage of Prime. Prime according to Wall Street Journal. Earnings credit allowance is not guaranteed and is subject to change. The net amount will post to the monthly statement as a service charge.
Business Interest Checking
This interest-bearing account is ideal for qualifying sole proprietorships and non-profit organizations.
- Competitive interest
- 1,000 free monthly transaction items^
- Only $1,500 minimum balance to avoid a low monthly fee of $6
- Unlimited ATM withdrawals worldwide*
- Free wallet checks for life of account
- Free thank you gift at account opening
- Free Business Debit Card
- Free Safe Deposit Box for one year
- Overdraft Privilege^^
- Interest calculated using daily balance method and is paid monthly
- Only $50 to open account
- Tell A Friend about Completely Free Checking at West Gate Bank and you both receive a free gift!
^Transaction items include all debits and credits. A per item fee of $0.30 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account) in excess of 1,000 per monthly statement cycle.
*Other institutions may impose a fee for the use of their ATMs.
^^For more information about West Gate Bank's Overdraft Privilege, view our policy.
West Gate Bank offers you the digital banking products you need to manage your money on the go!
- Free Online Banking with Account Alerts
- Free Mobile Banking with Mobile Deposit
- Free eStatements with check images
- Free Bill Pay
| Account Type | Minimum* | Interest Rate | APY** |
|---|---|---|---|
| Business Interest Checking | $50.00 | .50% | .50% |
The Annual Percentage Yield (APY) may change on Interest Bearing Checking Accounts after account opening. Fees could reduce earnings.
*Minimum = Minimum deposit required to open an account. Annual Percentage Yield (APY) obtained on all balances. Fee may be assessed on account if balance falls below required minimum. See account type for details.
**The Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. A withdrawal of interest will reduce the earnings and APY.
ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. CALL 402-434-3456 FOR CURRENT INFORMATION.
Overdraft Privilege
Protect your business checking account from accidental overdrafts with Overdraft Privilege (ODP). This service is designed to help your business avoid high charges associated with returned checks and to spare you from the hassle of denied purchases and dishonored checks.
In the event of an accidental overdraft from your checking account, Overdraft Privilege can help. Instead of automatically returning unpaid, insufficient fund items (checks, etc.) that you may have, West Gate Bank® will consider, without obligation on our part, payment of your reasonable overdrafts.*
To verify or change your status for ODP, please contact your nearest branch.
