Mortgage Lock Desk Associate - 6003 Old Cheney Rd, Lincoln, NE*

Reports to:       VP of Secondary Operations

Non-exempt, Full-time*

Primary Job Purpose:  Work collaboratively with the VP of Secondary Operations, Mortgage CFO, and other team members to successfully assist the facilitation of the Lock Desk and Delivery of 1-4 Family mortgage loans to investors. 

Essential Responsibilities and Duties:

• Daily Processing and Posting of Interest Rates and Prices, Retail and Third-Party Origination, for Mortgage Loans both Initial and Reprice as necessary.
• Daily monitoring of market rate changes and making recommendations for price resets (Reprice) as market conditions warrant.
• Assist and backup all Lock Desk functions daily. These tasks include Lock Confirmations, Lock Change Requests, etc.
• Assist with the delivery of loans to Investors.
• Conduct weekly loan pricing comparisons to ensure market competitiveness for both Retail and Third-Party Originators.
• Data input and reconciliation with the Hedge Management System/Trade Confirmations

Other Roles and Responsibilities:

• Upon request work with the Mortgage CFO to conduct in depth analysis for Best Execution to maximize revenue.

Job Specifications

Work Direction:  This position reports to the VP of Secondary Operations.

Accountability:  This position has access to and knowledge of personally identifiable information and highly confidential/proprietary financial data of customers.  The utmost discretion and confidentiality must be exercised with all data.

Work Relationship:  Regular contact with internal customers.  Must be able to communicate in a clear, concise, and pleasant manner.

Supervision:  This position does not have supervisory responsibilities.

JOB QUALIFICATIONS

Education & Experience:

• Bachelor’s degree in Accounting or Finance, preferred
• Mortgage loan closing and/or processing experience, preferred
• Strong multi-tasking, time management, problem-solving, and accuracy skills required.