Credit Analyst I - Lincoln, NE*
Reports to: Credit Analysis Manager
Primary Job Purpose: This position is responsible for gathering and analyzing credit information on current and potential borrowers to help loan committee with the determination of extending credit.
Essential Responsibilities and Duties:
Spread and analyze financial statements of new credit requests, renewals and annual reviews
Prepare spreadsheets, reports and summaries
Calculate estimated values for commercial and residential properties
Prepare and present annual loan reviews to Loan Committee
Prepare real estate appraisal engagement letters
Review real estate appraisals and property evaluations
Gather borrower information and prepare spreadsheets for interim loan reporting
Conduct and report inspections of residential and commercial properties
Assist in spreading commercial construction draw requests and inspecting commercial construction projects in progress
Prepare ad hoc reports as necessary
Work Direction: This position reports to the Credit Analysis Manager.
Accountability: This position has access to and knowledge of the financial situation of customers. The utmost discretion and confidentiality must be exercised with all data.
Work Relationship: Regular contact with both internal and external customers. Must be able to communicate in a clear, concise, and pleasant manner.
Supervision: This position has no supervisory responsibilities.
Education & Experience:
Minimum six-hours of accounting or equivalent work experience
Experience in Microsoft Excel and Word
Some banking/credit experience preferred, but not required
Good communication and analytical skills
High level of accuracy and attention to detail
Ability to manage and complete multiple tasks at one time
Ability to handle confidential information
Resume and cover letter should be sent to:
West Gate Bank
Attn: Human Resources
6003 Old Cheney Rd
Lincoln, NE 68516
Please fill out an application online or mail your resume to the address below.
P.O. Box 82603
Lincoln, NE 68501-2603